Balance helps cyclists manage the financial pain of a crash, because today’s health insurance is not enough. High deductibles and cost-sharing charges can leave you responsible for thousands of dollars of your treatment costs. And, health insurance does not provide any coverage at all for the non-medical expenses of adjusting to a serious, life-altering injury, like paralysis or traumatic brain injury.
Just $9.95 per month gets you up to $50,000 coverage. Amounts up to $150,000 are available.
Balance's benefits are paid over and above any other insurance you may have.
Paid Directly to You
We pay you, not the doctors and hospitals that treated your injuries. It’s your choice how to use the benefits – you can even repair or replace your bike.
What Does It Cost?
We have three plans built to work with your riding and your budget. Choose to pay in 6 or 12 month terms.
Signing up is easy - it takes less than 5 minutes and there are no health questions or physical exams required. Just be a U.S. resident aged 18-79 living in a state where Balance is currently available.
I am grateful that Balance stood by their customer when I needed help and recommend Balance for Cyclists personal injury insurance.
- Paul L., Arlington VA
Long Term Injuries
Short Term Injuries
Your benefits are reduced by 50% if you’re not wearing a helmet at the time of the accident.