Help your members get the financial protection they need in case of an injury, big or small.
Boost your membership value at no cost to the club.
Valuable Member Benefit
Balance makes meaningful difference if a member suffers a bicycle related injury. We help protect your members from the life-changing financial consequences of a covered accident, anytime and anywhere they're on a bike.
Benefits Paid Directly to Members
Members get paid directly and decide how to use their benefits, even to repair a broken bike.
No Cost to Your Club
Balance doesn't cost your club a thing. By partnering with us, your members receive lower group rates.
Custom Program Rollout
Together, we'll develop a custom marketing campaign to help inform your membership.
Crashes happen - and when they do, Balance pays your members directly, and they decide how to use those benefits.
Choose up to $150,000 in Long Term Injury Coverage. Up to $24,550 Short Term Injury Coverage is included in all plans.
for life-altering injuries
Programs are available with $50,000, $100,00 or $150,000 of Long Term Injury Coverage. Benefits are explained as a percentage of these limits.
Traumatic Brain Injury (TBI)
100% of benefit in the case of a severe TBI. 50% of benefit in the case of a moderate TBI.
100% of benefit for quadriplegia, hemiplegia or paraplegia. 50% of benefit for uniplegia.
Loss of Limb (Dismemberment)
100% of benefit for loss of two hands, feet, or eyes. 50% of benefit for loss of one hand, one foot, one eye, speech or hearing. 25% of benefit for loss of thumb and index finger of the same hand.
for injuries requiring medical treatment
Up to $24,550 of coverage in every plan.
$300 a day for up to 60 days in hospital.
Please note: This benefit does not include confinement in a Long Term Acute Care Hospital.
$300 per visit payable for treatment in an Emergency Room and $150 per visit for treatment in an Urgent Care Center.
$75 a visit for up to 10 visits with a physical therapist.
Please note: Treatment must begin within 60 days of the accident.
Balance pays up to $500 to help offset the cost of a ground ambulance and up to $5,000 for transportation by air if required.
Please note: this an “Excess Benefit,” and is payable only to the extent that another health insurer or source doesn’t provide coverage.