Balance Insures Events & Tours

Accident insurance for your riders. Cancellation protection for your event.

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Your Ride in Balance


With injury coverage for every rider, Balance puts your mind at ease in case of an accident involving any participating cyclist during your event, tour, ride, or rental. Our event cancellation plan protects your organization's finances if your event, tour, or ride can't be held.

Accident Coverage

Balance keeps it simple. By embedding personal accident insurance into your event's registration fee, you can help protect your riders from the life-altering financial consequences of accidents. These benefits include up to $50,000 of coverage for any participant suffering a serious injury due to a covered accident. Affordable coverage is available on a per day, per rider basis.

Cancellation Protection

Even the best planned events can face unforeseen obstacles. Disasters of all types, both man-made and natural, can interfere with your event being held. A canceled ride doesn't have to mean lost revenue - our cancellation coverage can help you prepare for events beyond your control.

Coverage Availability

Our Accident Coverage is available in certain states. Cancellation protection is available in all 50 states.


Accident Coverage

Our program offers cash benefits to your riders in the case of certain long and short term injuries.

Long Term Injuries

Up to $50,000 for life-altering injuries.

Short Term Injuries

Up to $24,550 for injuries requiring medical treatment.

Your benefits are  reduced by 50%  if you’re not wearing a helmet at the time of the accident.

Rider benefits are reduced by 50% if not wearing a helmet at the time of the accident.

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Event Cancellation

Protect your ride, race or tour from events beyond your control. We can your associated costs and revenues such as travel expenses, venue costs, ticket sales and more.

What's Covered?*

More coverage options are available - contact us for details.

*Terms & conditions apply. For more detailed information, including benefits and exclusions, please visit our website or contact us.



State Availability

Accident Coverage is available in these states:


Cancellation Protection is available in all 50 states.


Don't see your state listed? Contact us and we’ll let you know when Balance will be available in your area.

We're proud to partner with these events and more:


Get A Quote

Whether you're seeking event coverage, cancellation coverage, or both, please fill out our online quote form so we can get some information specific to your needs, and we'll contact you as soon as possible.

Not sure where to begin? Just send us an email or give us a call. We'll pick up the phone.

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