Please note: other terms & conditions may apply. To obtain a sample policy, please contact us.
Short Term Injury Coverage
$300 per day of hospitalization for up to 60 days. (These hospital benefits do not include confinement in a Long Term Acute Care Hospital.)
Emergency Care Treatment
$300 per visit for treatment in an Emergency Room.
$150 per visit for treatment in an Urgent Care Center.
$75 per visit for up to 10 visits (requires initial treatment by a medical professional within 72 hours of the accident. Physical Therapy must begin within 60 days of the accident & treatment must be for the same injury caused by the accident.)
Reimburses up to $500 to help offset the cost of a ground ambulance and/or up to $5,000 for transportation by air if required. Please note: this an “Excess Benefit” and is payable only to the extent that another health insurer or source doesn’t provide coverage.
Long Term Injury Coverage
Traumatic Brain Injury* (TBI)
100% of benefit for severe TBI.
50% of benefit for moderate TBI.
100% of benefit for quadriplegia, hemiplegia or paraplegia.
50% of benefit for uniplegia.
100% of benefit.
100% of benefit for loss of two hands, feet, or eyes.
50% of benefit for loss of one hand, one foot, one eye, speech or hearing.
25% of benefit for loss of thumb and index finger of the same hand.
Short Term Injury Coverage benefits shown are payable in addition to any of the Long Term Injury Coverage benefits shown.
All benefits are payable in addition to any other insurance the rider may have (except as noted for Ambulance).
*View our definitions in the Info Center section of the website.