If one of your customers suffers an injury, do you really want to tell them “Tough luck. You signed a waiver”? Of course not. Instead, with Balance insurance, they could be getting a check to help them and their families cope with the financial consequences of that covered accident – because you chose to insure them.
Balance provides supplemental funds – up to $50,000, paid directly to your injured customer, over and above any health or other insurance they may have – to use as needed, for example to help offset today’s high deductibles or for other recovery costs that even the best health insurance may not cover.
We're different than other insurance programs. Balance protects your customers' wallets in the event of a crash. See plan details below.
for injuries requiring medical treatment
If any of your riders suffer a covered accident, Balance provides $300 a day for up to 60 days in hospital.
Please note: This benefit does not include confinement in a Long Term Acute Care Hospital. What’s a “Long Term Acute Care Hospital?”
There's no time to worry about costs during an emergency. Balance offers an extra $300 per visit payable for treatment in an Emergency Room and $150 per visit for treatment in an Urgent Care Center.
Need a physical therapist? So long as treatment is received within 72 hours of a covered accident, Balance pays $75 a visit for up to 10 visits with a physical therapist. Treatment must begin within 60 days of the accident.
If an ambulance is needed, Balance pays up to $500 to help offset the cost of a ground ambulance and/or up to $5,000 for transportation by air if required.
Please note: this an “Excess Benefit,” and is payable only to the extent that another health insurer or source doesn’t provide coverage. What does “Excess Benefit” mean?
for life-altering injuries, up to $150,000
TRAUMATIC BRAIN INJURY (TBI)
Balance is the first insurance plan to offer a benefit specifically for traumatic brain injury (TBI) from a bicycle accident, with benefits for severe and moderate traumatic brain injuries. What’s considered a TBI?
If a covered accident results in paralysis in one or more limbs, Balance has coverage benefits for quadriplegia, hemiplegia, paraplegia, and uniplegia.
If a loss of or more body members occurs (i.e. arm,leg, hand, foot or eye) as a result of a covered accident, your rider is covered with a benefit up to $50,000.
Your rental customers, covered.
$1.50 | Half Day
$3 | Full Day
$15 | Weekly
$30 | Monthly
Based on “blanket” coverage, meaning all customers are automatically insured and the premium is included in their rental charge. Applicable states taxes not included.
Simply contact us and we'll get your Pedego customers in Balance.